July 24, 2018
No line of work is 100 percent risk-free and although it’s much more likely that you’ll break your arm in a construction site than in an office, the latter scenario isn’t improbable either. Suffering trauma of any kind may make you unable to work, which is why you need to think about the repercussions which may stem from this outcome. Ask yourself one question – what should I do if I get injured at a job? What would be an ideal course of action for you to take and which steps you cannot afford to skip, regardless of the circumstances and ramifications? Well, let’s find out!
The first thing you absolutely must do is report your injury to the supervisor or have a reliable colleague do this for you. Skipping this step can have catastrophic effects and even outright discard you from being eligible for your compensation. The greatest problem with this is the fact that, due to the potentially painful or outright life-threatening nature of the injury, you might not be able to think rationally at the time. This is why it’s particularly important to be prepared for this eventuality, due to the fact that it will increase the chances of making the right decision in the face of an injury.
As soon as you arrive at the emergency, you need to notify the people who admitted you that the injury you suffered from is work-related. Keep in mind that you should also tell your doctor to write this down in the medical records since this kind of documentation may prove itself to be vital in your later attempts to get the compensation that you’re due. Once again, if you’re not in the condition to take all of these steps of precaution, it’s always a good idea to have someone who knows what to do by your side.
Even though your employer may be a conscientious entrepreneur, this is not something you can afford to rely on. For this reason alone, it is probably for the best to look for renowned work compensation lawyers and ask them for some help. Keep in mind that, in some lines of work, injuries are more common than in other fields. Workers compensations that are a result of a construction accident are treated somewhat differently than common office accidents. Needless to say, for this reason alone you need someone highly specialized and experienced in situations similar to yours.
Keep in mind that your employer isn’t the only one with responsibilities and that it’s your duty to present them with a written notice in due time. In most states, you need to submit the so-called Form 18, while different countries have different rules and regulations. Another thing you need to keep in mind here is that you have an obligation to submit this notice within 90 days, which may not look like that short of a time span, yet, you would be surprised at how many people fail to make it and then complain later on.
Every trip you make to the hospital due to an injury and every work day you lose due to your inability to work are an additional expense you should add to the list. As for the issue of commute we mentioned, it’s vital that you keep track of the exact mileage but also that you keep all the gas bills that you get in that period. Remember that these things are quite easy to prove, seeing as how all visits to therapy are recorded, which is why you need to avoid including anything that could put your story in doubt.
At the very end, some employees make a crucial mistake of forgetting to include all of their injuries. Instead, they focus only on major ones, thus missing out on a potentially larger compensation. Again, this shouldn’t necessarily be your primary objective, yet, it’s important that you learn how to look out for yourself in these stressful situations. One last thing, this is definitely something you should consult both your doctor and your attorney over.
One last thing, the failure to return to work as soon as you’re able is not something that’s looked favorably upon. In fact, it can sometimes be interpreted as the voluntary loss of income, which could turn this entire situation against you. In fact, sometimes it’s even worth it to make an attempt, even if you aren’t 100 percent certain that you can actually make it. Nevertheless, keep in mind that, should your employer try to pay you less than 80 percent of what you’ve made prior to the injury, you might be entitled to a wage loss benefit. This, of course, gets compensated by your insurance carrier.